Live Nigerian Infrastructure

Global assets. Local utility.

Hold your wealth in global digital assets and spend seamlessly across Nigeria. Pay bills, manage subscriptions, and settle in-store — without ever withdrawing to a traditional bank.

Open a Wallet → See how it works
You hold
USDT· Tether USD
BTC· Bitcoin
USDC· USD Coin
⚡
Auto-liquidates
→
Merchant receives
NGN· Instant
NIBSS / NIP settled
CBN-licensed rails
EKEDC Electricity ₦6,200 settled QR Pay — Shoprite Lekki $4.10 USDT → ₦6,520 NGN MTN Airtime ₦3,000 topped up DSTV Subscription ₦24,500 settled Auto-liquidation engine active Starlink Internet ₦38,000 settled EKEDC Electricity ₦6,200 settled QR Pay — Shoprite Lekki $4.10 USDT → ₦6,520 NGN MTN Airtime ₦3,000 topped up DSTV Subscription ₦24,500 settled Auto-liquidation engine active Starlink Internet ₦38,000 settled
Digital value utility

Three ways to spend
without leaving the platform.

Your digital balance becomes your everyday spending power — anywhere in Nigeria.

Bill Settlement

Clear everyday utility bills — electricity tokens, cable TV, internet, and airtime — instantly from your digital balance. No bank routing, no delays, no minimum withdrawal requirements.

⚡ Electricity 📡 Cable TV 📱 Airtime 🌐 Internet

Merchant QR Pay

Walk into any supported Nigerian merchant. Scan their local NIBSS, OPay, Moniepoint, or GTBank QR code. The merchant receives instant NGN — your USDT or USDC balance is deducted at the live auto-liquidation rate.

Merchant Shoprite — Lekki
Your balance deducted −$4.10 USDT
Merchant received +₦6,520 NGN
Status Settled instantly

Auto-Liquidation
Engine

Skip the peer-to-peer wait. Our engine calculates the exact NGN equivalent of your bill and liquidates only what is necessary from your balance — at the live institutional rate. You never sell more than you spend.

1
Bill amount calculated in NGN
↓
2
Exact USDT equivalent computed
↓
3
NGN settled via Fincra rails
How it works

From digital balance to settled bill — in seconds.

No manual sell order. No peer-to-peer wait. No bank transfer required first.

01 /
Select your service or scan a QR
Choose a bill to pay from the utility dashboard, or open the QR scanner inside the app and point it at any supported Nigerian merchant QR code.
02 /
Review the auto-calculated amount
The engine displays the NGN amount, the equivalent USDT cost at the live institutional rate, and the exact balance that will be deducted. No surprises.
03 /
Confirm with a single tap
Confirm with your authentication method — biometric or PIN. The platform liquidates only what is needed, routes through Fincra's CBN-licensed NGN rails, and settles instantly.
04 /
Merchant receives NGN immediately
The merchant or utility provider receives local NGN through standard Nigerian payment infrastructure. Your USDT or USDC balance is reduced by the exact converted amount.
Utility Dashboard Live
Available balance
$820USDT
≈ ₦1,158,240 at today's rate
⚡
Electricity
📡
Cable TV
📱
Airtime
⬛
QR Pay
Recent activity
⚡
EKEDC Electricity
Today, 08:14am
−$4.38
Settled
📡
DSTV Premium
Yesterday, 6:30pm
−$17.31
Settled
⬛
QR Pay — Jollibee VI
Yesterday, 1:22pm
−$8.20
Settled
Integrated with Nigerian Infrastructure
The services your life runs on — settled from your digital balance.
EKEDC / IKEDC
Electricity
● Live
DSTV / GOtv
Cable Television
● Live
MTN / Airtel / Glo
Airtime & Data
● Live
Spectranet / Smile
Internet Services
● Live
Starlink
Satellite Internet
● Live
NIBSS QR
Merchant Payments
● Live
Water Boards
Utility Bills
→ Coming soon
HMO / Health
Insurance Premiums
→ Coming soon
The engine

Why you never need to sell crypto manually again.

The auto-liquidation engine eliminates the three steps that make crypto spending painful — the manual sell, the wait for settlement, and the bank withdrawal.

1
Bill amount set in NGN
You enter your EKEDC meter number. The platform fetches the outstanding balance from the utility provider. You see the exact NGN amount due.
2
Engine computes the exact conversion
Using the live institutional USDT/NGN rate (sourced from Ubuntu Exchange's OTC desk), the engine calculates the precise USDT equivalent — to the sixth decimal place. No rounding up, no excess sold.
3
USDT liquidated, NGN routed
The exact USDT amount is liquidated from your balance. The NGN equivalent flows through Fincra's CBN-licensed rails directly to the utility provider. The whole process runs in the background in under 4 seconds.
4
Confirmation and receipt
You receive a full transaction receipt — NGN amount settled, USDT deducted, exchange rate applied, and timestamp. Every settlement is logged in your immutable ledger history.
Auto-Liquidation — Live
Processing
Bill type
EKEDC Electricity
Meter number
4512 8801 2245 7
Outstanding bill
₦18,500 NGN
Live rate
₦1,412 / USDT
USDT required
−13.101984 USDT
Your balance after
806.898016 USDT
Liquidation engine processing
USDT → NGN conversion ~3.2 seconds
Utility settled
₦18,500 ✓
Start spending smarter

Your digital wealth,
finally working locally.

Open your account, fund with USDT, and start paying Nigerian bills and merchants from your global balance — today.

Open a Wallet → See how it works

No bank account required · CBN-licensed NGN rails via Fincra · CAC Registered